What specific transaction patterns trigger SAR filings for foreign-owned LLCs?
I am a German citizen running a foreign-owned LLC that provides digital marketing services. My clients are mostly in Europe and pay me through international wire transfers. Some months I get 10 wires totaling $50,000, other months just 2 wires for $8,000. My bank called me last week asking about a $30,000 wire from a new client. They wanted to know the purpose of the payment and the client's business. Is this leading to a SAR? I want to understand what patterns banks look for so I can avoid triggering unnecessary reports on my legitimate business.
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