I am a non-U.S. founder with a brand-new Delaware LLC. Which bank setup is the least painful first move?
I live in Japan and just formed a Delaware LLC for a SaaS startup. I have been comparing Mercury, Relay, Novo, and Wise, and now I feel less certain than when I started. Mercury seems best for international founders, Relay seems better for cash management, Novo looks more domestic, and Wise seems more like a treasury tool than a primary bank.
I do not want the most features. I want the least painful first move that still leaves room to grow later without rebuilding everything.
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