Tax Credits (FTC, GBC)

Form 1116 Schedule B Carryover Guide (2025-2026)

10 min readArticle
Filing path

How to approach this

A source-based path from understanding the rule to filing and recordkeeping.

  1. Determine the requirement

    Confirm whether and how the rule applies to you.

  2. Identify the forms

    Map the requirement to the specific IRS forms involved.

  3. Prepare and file

    Complete the forms accurately and submit on time.

  4. Retain records

    Keep documentation supporting every figure you report.

Key formsIRS guidance

Key Takeaways

  • Schedule B tracks FTC carrybacks and carryforwards by separate category.
  • It must be attached when a carryover is used or created and the instructions require it.
  • Section 951A category income does not generate FTC carryovers.
  • Carryover schedules should be preserved as long-term tax records.

Schedule B is the carryover memory of the foreign tax credit system

Topic no. 856 says unused foreign tax can generally be carried back one year and carried forward ten years, except for foreign tax on section 951A category income. The 2025 Instructions for Form 1116 then explain that Schedule B must be attached for each applicable separate category if the taxpayer enters a carryover from a prior year on line 10 or generates a current-year carryover.

That makes Schedule B more than a historical worksheet. It is the place where the unused credit actually continues its life.

The line-10 box does not replace the schedule when the schedule is required

The Form 1116 instructions say that if the taxpayer enters an amount on line 10 and does not need to attach Schedule B, the box on line 10 should be checked. That wording matters because some taxpayers misunderstand the box as a substitute for Schedule B in all cases. It is not. The schedule is still required when the conditions for Schedule B apply.

The right question is not 'Did I check the box?' but 'Did this year create or use a carryover that requires a full schedule by category?'

Carryover tracking is strongest when tied back to the category memo

A durable FTC file should show the category, the year the excess arose, the earliest year to which it can be carried, and whether any category-specific restriction applies, such as the no-carryover rule for section 951A category income. Once carryovers are tracked only in a tax-software printout, it becomes much harder to validate them years later.

That is why the best foreign tax credit files treat Schedule B as a permanent schedule rather than a one-year attachment.

Frequently Asked Questions

When do I attach Schedule B to Form 1116?

The 2025 Instructions for Form 1116 say to attach Schedule B for each applicable separate category when you enter a prior-year carryover on line 10 or generate a current-year carryover.

How long can unused foreign taxes generally be carried forward?

Topic no. 856 says unused foreign taxes can generally be carried back one year and forward ten years, except for section 951A category income.

Does checking the line 10 box replace Schedule B?

No. The box matters only when you do not otherwise need to attach Schedule B.

tax creditsforeign tax creditgeneral business creditform 3800

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